Insurance Marketing Coalition Website Terms of Use
Last Updated: Jan 2, 2024
These Terms of Use together with the Privacy Policy, and any supplemental terms, conditions, or rules
posted to a specific area of this site (collectively, “Terms”) set forth the legally binding terms governing
your use of this website, www.imcorg.com, which Insurance Marketing Coalition, Limited (“IMC,” “we,”
“us,” or “our”) owns, operates, and maintains as well as your use of the services we provide and other
transactions or engagements you might have with us (collectively, the “Sites”).
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THE SITES. 
By accessing or using the Sites, you acknowledge and agree to all terms, conditions, and rules stated in
these Terms. You are not permitted to use the Sites if you do not agree to be legally bound by these
Terms.
MODIFICATIONS TO THESE TERMS
We may, in our sole discretion, modify the Terms from time to time without notice or obligation. By
continuing to use the Sites, you acknowledge and agree that you will be bound by the updated Terms.
We suggest periodically visiting this page of the Sites to review these Terms.
INTENDED AUDIENCE
The Sites and all the information, images, text, illustrations, formats, logos, designs, icons, photographs,
programs, music clips, video clips and written and other materials on or part of the Sites (“Content”) is
intended for lawful use only by users who are 18 years of age or older. If you are not a member of the
intended audience, you are prohibited from accessing the Sites. By accessing or using the Sites, you
represent and warrant that you are 18 years of age or older and that you are the person you claim to be
in your interactions with us and the Sites.
RIGHT TO USE THE SITES
IMC authorizes you to use the Sites and access the Content pursuant to these Terms for the purpose of
browsing the Sites or ordering services. This limited and revocable authorization does not grant you any
licenses, implied rights, or intellectual property rights. You agree that your use of the Sites and Content
is at your sole risk and that you assume all responsibility for any reliance on the Content. While IMC
strives to ensure accurate Content, we do not guarantee the accuracy or reliability of any Content on the
Sites.
USER GUIDELINES
You agree that you will use the Sites in compliance with all applicable laws and regulations. You agree
that you will not use the Sites to (i) defraud, harm, or impersonate another person; (ii) transmit
communications that defame, abuse, harass, stalk, threaten, or otherwise violate the rights of any other
person; (iii) transmit material that is unlawful, harassing, defamatory, abusive, indecent, threatening,
harmful, vulgar, obscene, pornographic, or discriminatory; (iv) commit fraud, engage in criminal activity,

or interfere with the use of the Sites by others; or (v) reproduce, decompile, reverse engineer, or
otherwise engage in any activity with the intent or effect of recreating or transferring to yourself or any
third-party all or a portion of the Sites. We reserve the right, but are under no obligation, to review your
use of the Sites for compliance with these user guidelines.
TERMINATION
We may suspend or terminate your use of the Sites, in our sole discretion, at any time for any reason
and without notice to you.
INFORMATION ABOUT YOU AND YOUR VISITS TO THE SITES
We will maintain certain information that you transmit as part of the Sites for purposes of managing the
Sites and providing the Sites to you. All information we collect on the Sites is subject to our Privacy
Policy. By using the Sites, you consent to all actions taken by us with respect to your information in
compliance with the Privacy Policy.
OWNERSHIP
The Sites and Content are owned, controlled or licensed by IMC and are protected by U.S. and
international trademark and copyright laws. The absence of our name or logo does not constitute a
waiver of our trademark or other intellectual property rights relating to such name or logo. All other
product names, company names, marks, logos, and symbols appearing on the Sites may be the
trademarks and the property of their respective owners. Software used as part of the Sites is our
property or our suppliers’ property and is protected by U.S. and international copyright laws. No license,
right, title, or interest in the Sites and Content is transferred to you as a result of your use of the Sites.
You may not reproduce, publish, transmit, distribute, display, modify, create derivative works from, sell
or participate in any sale of or exploit in any way, in whole or in part, any of the Content, the Sites, or
any related software.
DIGITAL MILLENNIUM COPYRIGHT ACT NOTICE
If you believe that any material on the Sites infringes your copyright rights, please contact our
designated agent for Digital Millennium Copyright Act notices at:
Insurance Marketing Coalition Limited
Attn: Copyright Manager
Insurance Marketing Coalition Limited
14524 Golden Harbor Lane, Winter Garden FL 34787
Email address: Info@IMCorg.com
In your notice, please include:
• Your physical or electronic signature;

• Identification of the copyrighted work you claim to have been infringed, or, if there are multiple
copyrighted works, a list of such works;
• Identification of the material that you claim to be infringing, and where the material is located
on the Sites;
• Your address, telephone number, and email address;
• A statement that you have a good faith belief that use of the material in the manner complained
of is not authorized by you or the law; and
• A statement, under penalty of perjury, that the information in your notice is accurate.
If the notice is submitted by someone else on your behalf, the notice must also contain a statement
that, under penalty of perjury, the person submitting the notice is authorized to act on your behalf.
FEEDBACK
We always welcome and appreciate your feedback and suggestions. You understand that we cannot
necessarily respond to or implement feedback or suggestions. You acknowledge and agree that any
questions, comments, suggestions, ideas, feedback, or other information provided by you to us are
yours personally and not owned by a commercial entity. You grant us a worldwide, unrestricted,
irrevocable, royalty-free license to distribute, publish, modify, edit, or otherwise use your submissions
for any purpose, commercial or otherwise, without any acknowledgement of or compensation to you.
THIRD PARTY LINKS
The Sites may contain links to or be accessed through links that are owned and operated by
independent third parties to which these Terms do not apply. We provide links as a convenience and the
inclusion of the link does not imply that we endorse or accept any responsibility for the content on
those sites. We are not responsible for content including but not limited to advertising claims, special
offers, illustrations, names or endorsements on any other sites to which the Sites may be linked to or
from which the Sites may be accessed. Further, we are not, directly or indirectly, implying any approval,
association, sponsorship, endorsement, or affiliation with the linked site, unless specifically stated
therein. Your linking to any other off-site pages or other sites is at your own risk. We recommend that
you review any terms of use statement and privacy policy before using any other linked site.
DISCLAIMER OF WARRANTIES
The Sites are provided to you on an "AS IS" and “AS AVAILABLE” basis, and AT YOUR OWN RISK TO THE
FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW. WE DISCLAIM, TO THE FULLEST EXTENT
PERMITTED BY APPLICABLE LAW, ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING
WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT
AND FITNESS FOR A PARTICULAR PURPOSE AND ALL WARRANTIES REGARDING SECURITY, CURRENCY,
CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR
CONTINUED AVAILABILITY WITH RESPECT TO THE SITES. We expressly disclaim, to the fullest extent
permitted by applicable law, any warranties with respect to any downtime, delays or errors in the
transmission or delivery of any communications, information, materials, or services through the Sites.
We do not warrant, endorse, guarantee, or assume responsibility for any third-party product or service
recommended, advertised, or offered for sale on or through the Sites or any website linked to the Sites.

LIMITATION OF LIABILITY
IN NO EVENT WILL WE OR OUR AFFILIATES, OFFICERS, DIRECTORS, OWNERS, EMPLOYEES, OR AGENTS BE
LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, SPECIAL, INDIRECT, INCIDENTAL, OR PUNITIVE
DAMAGES OR LOST REVENUE, LOST PROFITS, LOST DATA, LOSS OF GOODWILL/REPUTATION, OR LOST
ANTICIPATED BUSINESS (EVEN IF WE HAVE BEEN ADVISED OF OR COULD HAVE ANTICIPATED THE
POSSIBILITY OF SUCH DAMAGES) ARISING FROM OR RELATING TO THESE TERMS, THE SITE, OR THE
SERVICES, REGARDLESS OF THE FORM OF ACTION OR THEORY OF LIABILITY.
INDEMNIFICATION
You agree to defend, indemnify, and hold IMC and our affiliates, officers, directors, employees, and
agents harmless from and against any and all claims, governmental investigations, demands, actions,
and proceedings, real or threatened, and all losses, judgments, awards, settlements, damages, fines,
injuries, penalties, and costs (including, without limitation, reasonable attorneys’ fees and expenses)
arising out of or related to (i) your use of the Sites; (ii) any breach or alleged breach of these Terms,
including the representations contained herein, by you; (iii) your violation of any applicable law or
regulation; or (iv) your gross negligence or willful misconduct.
GOVERNING LAW
The Terms are governed according to the laws of the State of Florida, without regard to its conflicts of
law principles. All claims, disputes, and suits must be brought solely in the state or federal courts located
in Orange County, Florida and the parties agree to the personal jurisdiction of such courts.
FORCE MAJEURE
We will be excused from failures or delays in delivery or performance of the Sites, if such failure or delay
is attributable to causes our reasonable control such as weather, acts of God, natural disaster, war,
terrorist attack, disease, epidemic/pandemic, criminal activity, riot, civil unrest, strike, or utility failure.
MISCELLANEOUS
The Terms constitute the entire agreement and understanding between you and us with regard to the
subject matter hereof. Our failure to exercise or enforce any right or provision of the Terms will not
operate as a waiver of such right or provision. If any provision of the Terms is determined to be
unlawful, void, or unenforceable, the parties intend that the offending provision be modified to the
minimum extent necessary to be lawful and enforceable. Portions of the Terms which by their nature
would survive termination of your use of the Sites (e.g., disclaimer of warranties, limitation of liability,
indemnification) will be deemed to survive. Headings are provided as a convenience and should not be
used as interpretive aids. The Terms do not create any joint venture, partnership, employment, or
agency relationship between the parties. You agree that ambiguities in the Terms will not be construed
against us by attribution of drafting. We may assign any of our rights or obligations to others at any time
without notice to you. You may not assign any of your rights or obligations to others without our prior
written consent.